Flexible Finance
Choose how much you want to pay per month. We work with leading finance providers to offer you the best conditions.
Simulate your monthly payment
Adjust the price, deposit and term: the payment is recalculated instantly.
How is it calculated? View the breakdown
| Amount financed | 4,990.00 € |
| Arrangement fee | 0.00 € |
| Total interest | 1,522.25 € |
| Total amount payable | 6,512.25 € |
Representative example: cash price 4,990 €, deposit 0 €, total amount of credit 4,990.00 €, nominal interest rate 7.9 %, APR (annual percentage rate) 8.19 %, 84 monthly payments of 77.53 €, arrangement fee 0.00 €, total amount payable 6,512.25 €, total cost of credit 1,522.25 €.
Simulation calculated using the French amortisation system. Non-binding offer. Finance is subject to prior approval by Abanca, Santander Consumer after assessment of the documentation provided. MotoDirecta acts as a credit intermediary for Abanca, Santander Consumer.
Free assessment
No obligation, with a reply usually within 24-72 hours.
Up to 100%
We finance the full price of the motorcycle, with no deposit, if the lender approves it.
No need to change bank
We set up the direct debit with the bank of your choice.
Flexible terms
From 12 to 84 months, adapted to your budget.
How it works
Simulate your payment
Adjust the price, deposit and term above to get an idea of the monthly payment.
Request the assessment
Send us your details. It is free and does not commit you to anything.
Reply within 24-72 h
We review your case with our finance providers and get back to you quickly.
Sign and ride away
If it suits you, you sign and take your motorcycle home. We set up the direct debit wherever you tell us.
Finance providers we work with
Abanca 
Santander Consumer We send your application to the provider that best matches your profile. Final approval depends on their assessment.
What you need
- A valid DNI or NIE.
- Proof of income: a payslip, a pension or, if you are self-employed, your tax return.
- A bank account number for the direct debit.
No payslip, or is your situation out of the ordinary? Contact us anyway: we work with several providers and will look for the option that best suits you.
Frequently asked questions about finance
Can I finance 100% of the motorcycle?
It is possible: we finance the full price of the motorcycle, with no deposit, if the lender approves it after assessing your case. If you prefer to pay a deposit to lower the monthly payment, you can do that too.
What terms are available?
From 12 to a maximum of 84 months, depending on the lender. The longer the term, the lower the monthly payment (although you pay more interest overall). You choose whatever fits your budget best.
Do I need a payslip to be approved?
A payslip is not essential: what is assessed is your ability to pay, and we accept payslips, pensions or self-employed income. Write to us and we will review your specific case without obligation.
Can I repay early or settle in advance?
Yes, you can make partial or full early repayments according to the finance provider’s conditions. We explain everything before you sign.
Does the assessment cost anything if I end up not financing?
No. The finance assessment is completely free and without obligation: you only pay if you accept and sign the agreement.
Ready to finance your motorcycle?
Request a free, no-obligation assessment. We usually reply within 24-72 hours.
