.svc-page{background:var(--white);color:var(--dark)}.svc-wrap{max-width:1200px;margin:0 auto;padding:0 24px}.svc-hero{background:var(--light-gray);padding:calc(var(--header-height) + 56px) 0 64px}.svc-hero-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:56px;display:grid}.svc-hero-grid.is-wide-aside{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:start}.svc-eyebrow{letter-spacing:.08em;text-transform:uppercase;color:var(--primary);align-items:center;gap:8px;margin-bottom:16px;font-size:13px;font-weight:600;display:inline-flex}.svc-hero h1{letter-spacing:-.01em;text-wrap:balance;margin:0 0 16px;font-size:42px;font-weight:700;line-height:1.12}.svc-lead{color:var(--gray);max-width:560px;margin:0 0 28px;font-size:18px;line-height:1.6}.svc-actions{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.btn.svc-btn{height:48px;padding:0 26px;font-size:15px;font-weight:600}.btn.svc-btn-ghost{background:var(--white);color:var(--dark);border:1px solid var(--border-card-hover)}.btn.svc-btn-ghost:hover{border-color:var(--dark);background:var(--white)}.svc-link{min-height:44px;color:var(--primary);align-items:center;gap:6px;font-size:15px;font-weight:600;text-decoration:none;display:inline-flex}.svc-link:hover{color:var(--primary-hover);text-decoration:underline}.svc-checks{gap:16px;margin:0 0 28px;padding:0;list-style:none;display:grid}.svc-checks li{grid-template-columns:40px 1fr;align-items:start;gap:14px;display:grid}.svc-checks strong{margin-bottom:2px;font-size:16px;font-weight:600;display:block}.svc-checks span{color:var(--gray);font-size:14.5px;line-height:1.5}.svc-ico{background:var(--primary-soft);width:40px;height:40px;color:var(--primary);border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;display:inline-flex}.svc-facts{background:var(--border);border:1px solid var(--border);border-radius:var(--radius-card);grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:1px;margin-top:36px;display:grid;overflow:hidden}.svc-fact{background:var(--white);padding:16px 18px}.svc-fact strong{font-variant-numeric:tabular-nums;font-size:22px;font-weight:700;line-height:1.2;display:block}.svc-fact span{color:var(--gray);font-size:13px}.svc-hero.is-photo{color:var(--white);background:linear-gradient(100deg, #0a0c10d1 0%, #0a0c1099 50%, #0a0c1040 100%), var(--svc-hero-img) center / cover no-repeat, var(--panel-dark);padding-bottom:88px;position:relative}.svc-hero.is-photo .svc-eyebrow{color:var(--white-85)}.svc-hero.is-photo .svc-lead{color:var(--panel-text)}.svc-hero.is-photo .svc-link{color:var(--white)}.svc-panel{background:var(--white);border:1px solid var(--border);box-shadow:var(--shadow-soft);color:var(--dark);border-radius:14px;padding:28px}.svc-panel-title{color:var(--gray);margin:0 0 4px;font-size:14px;font-weight:600}.svc-section{scroll-margin-top:calc(var(--header-height) + 16px);padding:80px 0}.svc-section+.svc-section{padding-top:0}.svc-section.is-tinted{background:var(--light-gray);padding-top:80px}.svc-section.is-tinted+.svc-section{padding-top:80px}.svc-head{max-width:680px;margin-bottom:40px}.svc-head.is-center{text-align:center;margin-left:auto;margin-right:auto}.svc-kicker{letter-spacing:.08em;text-transform:uppercase;color:var(--primary);margin-bottom:10px;font-size:13px;font-weight:600;display:block}.svc-h2{letter-spacing:-.01em;text-wrap:balance;margin:0 0 12px;font-size:32px;font-weight:700;line-height:1.2}.svc-sub{color:var(--gray);margin:0;font-size:17px;line-height:1.6}.svc-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;display:grid}.svc-grid.is-2{grid-template-columns:repeat(2,minmax(0,1fr))}.svc-grid.is-4{grid-template-columns:repeat(4,minmax(0,1fr))}.svc-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-card);padding:28px}.svc-section:not(.is-tinted) .svc-card{background:var(--surface)}.svc-card h3{margin:18px 0 8px;font-size:18px;font-weight:600}.svc-card p{color:var(--gray);margin:0;font-size:15px;line-height:1.6}.svc-card .svc-link{margin-top:8px}.svc-list{gap:12px;margin:0;padding:0;list-style:none;display:grid}.svc-list li{padding-left:32px;font-size:15px;line-height:1.55;position:relative}.svc-list li:before{content:"";background:var(--primary-12) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='13' height='13' viewBox='0 0 24 24' fill='none' stroke='%233e6ae1' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center / 13px no-repeat;border-radius:50%;width:22px;height:22px;position:absolute;top:1px;left:0}.svc-list.is-no li:before{background:var(--black-06) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%235c5e62' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M18 6 6 18M6 6l12 12'/%3E%3C/svg%3E") center / 12px no-repeat}.svc-steps{grid-template-columns:repeat(var(--svc-steps,4), minmax(0, 1fr));counter-reset:svc-step;gap:28px;margin:0;padding:0;list-style:none;display:grid}.svc-step{counter-increment:svc-step;position:relative}.svc-step:before{content:counter(svc-step);z-index:1;background:var(--dark);width:44px;height:44px;color:var(--white);box-shadow:0 0 0 6px var(--white);border-radius:50%;justify-content:center;align-items:center;font-size:17px;font-weight:700;display:flex;position:relative}.svc-section.is-tinted .svc-step:before{box-shadow:0 0 0 6px var(--light-gray)}.svc-step:not(:last-child):after{content:"";background:var(--border);height:2px;position:absolute;top:22px;left:44px;right:-28px}.svc-step h3{margin:20px 0 8px;font-size:18px;font-weight:600}.svc-step p{color:var(--gray);margin:0;font-size:15px;line-height:1.6}.svc-step-tag{border-radius:var(--radius-pill);background:var(--primary-soft);color:var(--finance);align-items:center;gap:6px;margin-top:12px;padding:4px 10px;font-size:13px;font-weight:600;display:inline-flex}.svc-more{margin-top:10px}.svc-more summary{cursor:pointer;min-height:32px;color:var(--primary);align-items:center;gap:4px;font-size:14px;font-weight:600;list-style:none;display:inline-flex}.svc-more summary::-webkit-details-marker{display:none}.svc-more summary:after{content:"+";font-size:16px}.svc-more[open] summary:after{content:"−"}.svc-more p{margin-top:6px;font-size:14px}.svc-callout{background:var(--primary-soft);border:1px solid var(--primary-soft-border);border-radius:var(--radius-card);grid-template-columns:40px 1fr;gap:16px;padding:22px 24px;display:grid}.svc-callout .svc-ico{background:var(--white)}.svc-callout h3{margin:0 0 4px;font-size:16px;font-weight:600}.svc-callout p{color:var(--dark);margin:0;font-size:15px;line-height:1.6}.svc-split{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:56px;display:grid}.svc-faq{border-top:1px solid var(--border);max-width:820px;margin:0 auto}.svc-faq details{border-bottom:1px solid var(--border)}.svc-faq summary{cursor:pointer;justify-content:space-between;align-items:center;gap:16px;min-height:56px;padding:14px 4px;font-size:16px;font-weight:600;list-style:none;display:flex}.svc-faq summary::-webkit-details-marker{display:none}.svc-faq summary:after{content:"+";color:var(--gray);flex-shrink:0;font-size:22px;font-weight:300}.svc-faq details[open] summary:after{content:"−";color:var(--dark)}.svc-faq details p{color:var(--gray);max-width:760px;margin:0;padding:0 4px 18px;font-size:15px;line-height:1.7}.svc-more summary:focus-visible,.svc-faq summary:focus-visible{outline:2px solid var(--primary);outline-offset:3px}.svc-final{background:var(--panel-dark);color:var(--white);border-radius:16px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:32px;padding:56px 48px;display:grid}.svc-final h2{text-wrap:balance;margin:0 0 10px;font-size:30px;font-weight:700;line-height:1.2}.svc-final p{color:var(--panel-muted);max-width:560px;margin:0;font-size:16px;line-height:1.6}.svc-final .svc-actions{justify-content:flex-end}.svc-final .svc-btn-ghost{color:var(--white);border-color:var(--panel-border);background:0 0}.svc-final .svc-btn-ghost:hover{background:var(--white-06);border-color:var(--white)}.svc-final .btn:focus-visible,.svc-hero.is-photo .btn:focus-visible,.svc-hero.is-photo .svc-link:focus-visible{outline-color:var(--white)}.svc-note{color:var(--gray);margin:24px 0 0;font-size:14px;line-height:1.6}.svc-note a{color:var(--primary)}@media (width<=1024px){.svc-grid.is-4{grid-template-columns:repeat(2,minmax(0,1fr))}.svc-steps{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:40px}.svc-step:nth-child(2n):after{display:none}}@media (width<=900px){.svc-hero-grid,.svc-hero-grid.is-wide-aside,.svc-split{grid-template-columns:1fr;gap:40px}.svc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.svc-final{grid-template-columns:1fr;padding:40px 28px}.svc-final .svc-actions{justify-content:flex-start}}@media (width<=640px){.svc-wrap{padding:0 16px}.svc-hero{padding:calc(var(--header-height) + 32px) 0 48px}.svc-hero h1{font-size:32px}.svc-lead{font-size:16px}.svc-section,.svc-section.is-tinted,.svc-section.is-tinted+.svc-section{padding-top:56px;padding-bottom:56px}.svc-section+.svc-section{padding-top:0}.svc-h2{font-size:26px}.svc-grid,.svc-grid.is-2,.svc-grid.is-4{grid-template-columns:1fr}.svc-card{padding:22px}.svc-steps{grid-template-columns:1fr;gap:28px}.svc-step{padding-left:64px}.svc-step:before{position:absolute;top:0;left:0}.svc-step h3{margin-top:8px}.svc-step:not(:last-child):after,.svc-step:nth-child(2n):not(:last-child):after{width:2px;height:auto;display:block;inset:44px auto -28px 21px}.svc-facts{grid-template-columns:repeat(2,minmax(0,1fr))}.svc-panel{padding:22px}.svc-final{border-radius:12px;padding:36px 22px}.svc-final h2{font-size:24px}.svc-actions .btn.svc-btn{width:100%;max-width:none}}@media (prefers-reduced-motion:no-preference){.svc-link,.btn.svc-btn-ghost{transition:color var(--motion-fast), border-color var(--motion-fast), background var(--motion-fast)}}